Financial Planning
  • WHAT SERVICES DO YOU OFFER?
  • Pillar6 Advisors LLC, has three service divisions: Financial Planning, Asset Management and Insurance Services. Depending on your unique financial situation and preference, we can provide any combination, or all three of the following:

    1. Financial Planning Services encompass all major financial components in
    our clients’ lives. Our comprehensive services address Asset Allocation, Asset Management, Risk Management, Insurance, Estate Planning, Retirement, Major Purchases, Taxation, Education Funding and Cash Flow Modeling. 

    2. Asset Management Services include in-depth discovery of our clients’
    investment needs, objectives, risk-tolerance and ongoing management of
    custom-designed model portfolios. We are able to fully-manage and trade
    accounts in-house, or advise clients on their existing third-party accounts and portfolios.

    3. Insurance Services include management of existing insurance plans, ongoing policy audits, and purchasing of new coverage. We work with our clients’ existing insurance providers and offer personal life, disability, health and long term care insurance in-house through Pillar6 Benefits and Insurance Services.
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  • DO I HAVE TO ENGAGE YOU IN EVERY SERVICE YOU OFFER?
  • No. We will always make recommendations based on our analysis and understanding of your specific needs, but the final decision is always yours.
    You can choose one services, any combination or all three (Financial Planning,
    Asset Management and Insurance Services).
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  • DO YOU REQUIRE FINANCIAL PLANNING CLIENTS TO MOVE ASSETS TO YOUR FIRM?
  • No. Our financial planning clients receive a comprehensive review of their assets, investment portfolios and a recommended asset allocation regardless of where those assets are held.  If you have an existing relationship with a financial advisor or manage your own investments, we’ll provide you with actionable advice and leave the implementation component up to you. If you prefer to move your investment accounts to our firm, the Pillar6 Asset Management team will help you transition those accounts, implement our recommendations and manage your investment accounts in-house.
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  • All of our Financial Planning services operate on a ‘Fee-Only’ model and are paid directly by the client.  You can pay us up-front, quarterly or monthly. We accept all forms of payments, including all major credit cards, debit, and personal checks. 
    We do not accept cash or tips.

    Our Asset Management service operates on a flexible ‘Fee schedule’, determined by the amount of assets under our management, and is deducted directly from your investment account.

    Our Insurance Services are offered through either ‘Fee-based’ or &;squot;Commission-based&rsquot; cost structures that are driven by our clients&rsquot; specific needs and preferences.
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  • WHAT TYPE OF INVESTMENT ACCOUNTS DO YOU OFFER?
  • We offer tax-qualified retirement accounts (IRA, Roth, SEP, SIMPLE, 401k and other Pension Plans), non-tax qualified brokerage accounts and education accounts such as UTMA and 529 plans.
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  • WHAT TYPE OF PORTFOLIO MANAGEMENT DO YOU OFFER?
  • We offer both actively managed portfolios consisting of &lsquot;best-of-breed&rsquot; money managers across all asset classes, and passive ETF portfolios designed to track leading indexes.
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  • HOW LONG HAVE YOU BEEN ADVISING YOUR CLIENTS?
  • Pillar6 principal and founding partner, Roman Polnar, has been in the financial advisory industry since 2001. As a team, Pillar6 Advisors have more than 75 years of collective experience in key advisory and management roles throughout the financial industry.
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  • HOW ARE YOU DIFFERENT FROM OTHER WEALTH ADVISORY AND
    FANANCIAL PLANNING FIRMS?
  • Our Philosophy:
    Because financial accomplishments alone do not drive success and happiness, we work closely with our clients to uncover the underlying motivations behind important financial decisions. Leveraging our proprietary Pillar6 Discovery Interviews, we are able design customized financial plans matched to and driven by the five-key drivers of personal success and well-being.

    Our Experience: Our unique approach, combined with a network of pre-qualified business, health
    and legal partners, creates a unique spectrum of services not found in other wealth advisory or financial planning firms.

    Our Performance:
    Our performance reports measure both quantitative and qualitative factors including percentage gains, preventable loss measures, client experience, impact and results.
    We set high standards in every category and delivering measurable results to our clients, their businesses and families is our driving force and motivator. 

    Our Technology:
    We embrace and invest heavily in technologies that enable us to provide the most efficient and impactful client experience possible. We provide our Financial Planning clients with personalized financial websites boasting helpful features like account aggregation, secure vaults for storage of important documents, and real time access to their accounts and advisors anywhere in the world, at any time.

    Our Commitment:
    Our commitment to providing clients with responsible, unbiased and accurate advice is at the cornerstone of our company&rsquot;s inception.We are among the early adopters of the Fiduciary Standard, by which we denounce sales driven biases and position ourselves firmly on the side of our clients&rsquot; best interests. Pillar6 is an independent Registered Investment Advisor firm and does not represent the interests of any outside financial institution. Our only obligation is to represent our clients&rsquot; best interests to help them attain the financial and life goals we set out to achieve together.
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  • HOW DO WE GET STARTED?
  • Contact us to schedule a confidential consultation in-person or over the phone.
    Our initial consultation takes approximately one-hour, is free and is designed to acquaint you with our firm and for us to learn about your specific goals.If we decide to work together, we’ll schedule an in-depth discovery interview followed by a proposal of our services for you to choose from. 

    Our goal is to resolve your financial concerns, simplify your life and improve your levels of success. As such, we have developed various levels of services for you
    to choose from based on your unique situation and personal preference. 
    Click here to request more information.
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  • HOW DO YOU STAY IN TOUCH?
  • Depending on your preference, we can schedule regular meetings, telephone calls, online conferencing, or stay connected via email.  Regardless of the communication vehicle you choose, we will conduct quarterly progress reports and meet in-person
    at least once a year for our comprehensive annual reviews.  Depending on your needs and level of planning complexity, however, we have service levels that keep us connected on a weekly or monthly basis as well.
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